NCAT can hear and decide an issue or dispute about a consumer claim up to the value of $100,000.
Consumer claims are managed through NCAT's Consumer and Commercial Division.
NCAT can make orders in consumer claims including:
For more information about the orders NCAT can make, refer to the Fair Trading Act 1987 and the Australian Consumer Law.
See motor vehicles if your consumer claim is about a motor vehicle.
If the consumer or business (supplier) is unhappy with a consumer guarantee direction issued by NSW Fair Trading they can apply to NCAT for a redetermination.
Check if your matter is affected by federal jurisdiction.
You can apply online. Learn how we handle your confidentiality and privacy.
Relevant information includes:
For an order about a consumer guarantee direction, you must attach a copy of the NSW Fair Trading consumer guarantee direction to your application.
To make a claim against a person, business or company, you need to use their correct name or legal entity. You also need the correct address for service.
If the other party is a business or company, search ASIC's Registers and attach the search to your application.
NCAT may ask you for more information to ensure the other party's details are correct. Not providing correct details can cause delays or the making of unenforceable orders.
View our current application fees and charges.
Concession card holders are eligible for a reduced fee. Have your concession card with you when you lodge the application to claim the reduced fee.
For consumer claims, you must apply to NCAT within 3 years of when the cause of action accrued (the problem with the goods or services). The goods or services must have been supplied to you within 10 years.
For a redetermination of a consumer guarantee direction, you must apply within 28 days of when the supplier was notified of the consumer guarantee direction.
Consumer claims applications are first listed for conciliation and hearing. Check the notice of hearing from NCAT and follow the instructions provided. If your case is not resolved at the first hearing it may be listed for a contested hearing on a later date.
Read the hearing preparation checklist to prepare for your hearing.
Most people represent themselves at NCAT. You can conduct your own case without a lawyer or other representative. If you want to be represented you can find out more about representation at NCAT.
NCAT cannot provide legal advice. For more information, go to Get legal help and advice for organisations that provide free or low-cost legal advice and information. Find out how we can and cannot assist.
19 Nov 2023
We acknowledge the traditional owners and custodians of the land on which we work and we pay respect to the Elders, past, present and future.